Banking 'Exposed' by Quran?

🏦 The Banking ‘System’

(or lack of it)

– Quran & Hadith —

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Deposits & Loans

People deposit money, banks loan up to 10 times the amount of the deposit.

• Quran: “And do not consume one another’s wealth unjustly.”
• (ReciteQuran.com/2:188)
• Money Creation

• Loans create new digital money — backed by nothing.
• Quran: “They think trade is like interest, but Allah has permitted trade and forbidden interest.”
• (ReciteQuran.com/2:275)

Central Banks

• They create money electronically and set interest rates
• Hadith: The Prophet ﷺ cursed -  “The one who takes riba, the one who gives it, the one who records it, and the two who witness it.”
• (Sahih Muslim, 1598)

Interest
(Riba)

• Every loan demands more back than was created.
• Quran: “Allah destroys riba and gives increase for charities.”
• (ReciteQuran.com/2:276)

Inflation

•      Prices rise, money buys less, wages can’t keep up.
•      Quran: “Woe to those who give less [than due], who when they take from people, they demand in full, but when they give them by measure or weight, they cause loss.”
• (ReciteQuran.com/83:1-3)

Winners & Losers

• Winners: banks, governments, and corporations.     Losers: ordinary people, whose savings shrink.     Hadith: The Prophet ﷺ said, “There will come a time when people will not care how they gain their money, whether lawful or unlawful.”
• (Sahih al-Bukhari, 2083)

⚖️ Reflection: The modern banking system is built on riba. It guarantees inequality, inflation, and debt. Only Allah’s system of fair trade, zakah, and charity can bring justice and blessing.

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